Frugal Living- Credit Cards
With Living Crazy in Montana
I read 75% of Americans have one credit card. Sadly I have more than one. But this "new" year I'm actually cutting mine up! I'll have one froze in the freezer for emergencies, OK not really froze in the freezer but sounds like a great idea. One put "up" so it can't be used expect in emergencies.
I am also deleting everything but my debit cards from my paypal and amazon account. Two of the places it is so easy to use a credit card.
I'm sure for most of us its so easy to think we have a little room on our card go ahead and use it. We did use the credit card for a bigger present for the child this year. She got a small and I'm talking small TV for her room. There is motive behind this though. She LOVES watching educational movies. She will now be able to watch them in her room. She also loves to listen to music and will be able to stream Pandora in there.
Anyways back to credit cards. Those things you pay on that never seem to go down. This year I'm determined to get my cards paid down if not paid off! Here's to a new year, being more frugal, and getting out of debt.
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I read 75% of Americans have one credit card. Sadly I have more than one. But this "new" year I'm actually cutting mine up! I'll have one froze in the freezer for emergencies, OK not really froze in the freezer but sounds like a great idea. One put "up" so it can't be used expect in emergencies.
I am also deleting everything but my debit cards from my paypal and amazon account. Two of the places it is so easy to use a credit card.
I'm sure for most of us its so easy to think we have a little room on our card go ahead and use it. We did use the credit card for a bigger present for the child this year. She got a small and I'm talking small TV for her room. There is motive behind this though. She LOVES watching educational movies. She will now be able to watch them in her room. She also loves to listen to music and will be able to stream Pandora in there.
Anyways back to credit cards. Those things you pay on that never seem to go down. This year I'm determined to get my cards paid down if not paid off! Here's to a new year, being more frugal, and getting out of debt.
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